Capital Gains
Sold property, shares, mutual funds or crypto? Capital-gains rules changed significantly from 23 July 2024. We compute your gains correctly under the new regime, apply every exemption, and plan the tax before you file.
Key benefits
- Correct treatment under the post-Budget-2024 rules
- Exemptions (54, 54F, 54EC) claimed where eligible
- Grandfathering vs indexation compared for property
- Clean workings that withstand scrutiny
Documents required
- Purchase and sale deeds / contract notes
- Dates and cost of acquisition (and improvement)
- Broker / AMC capital-gains statements
- Expenses incurred on the transfer
How it works
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1
Classification
We determine short- vs long-term from the asset type and holding period.
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2
Computation
Gains computed under the current rules, comparing options for property.
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3
Exemption planning
Reinvestment exemptions (54 / 54F / 54EC) applied where possible.
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4
Reporting
Figures fed into your ITR with supporting workings.
Frequently asked questions
What are the current rates?
From 23 July 2024, long-term gains are taxed at a uniform 12.5% (no indexation). On listed equity and equity funds, LTCG above ₹1.25 lakh a year is 12.5% and STCG is 20%.
What holding period counts as 'long term'?
12 months for listed securities and equity funds; 24 months for most other assets, including immovable property and unlisted shares.
Can I still use indexation on property?
For land/building bought before 23 July 2024, resident individuals and HUFs may choose 20% with indexation or 12.5% without — whichever is lower. We compute both.