Home Loan Calculator
Home-loan EMI with the interest breakup and Section 24(b) / 80C tax benefits.
Home loan details
₹
%
yrs
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How the home-loan EMI is calculated
EMI = P × r × (1 + r)n ⁄ [ (1 + r)n − 1 ]
where P is the loan amount, r the monthly interest rate (annual ÷ 12 ÷ 100) and n the number of months (years × 12).
Tax benefits (old regime): interest paid is deductible up to ₹2 lakh a year under Section 24(b) for a self-occupied home, and principal repayment counts within the ₹1.5 lakh Section 80C limit. First-time buyers may have additional benefits in specific years — plan it with us.
Results are estimates for general guidance based on standard formulas and the inputs you provide. They are not professional or tax advice. For decisions that matter, talk to a Prime professional.