Income Tax Calculator
Compare old vs new regime for FY 2025-26 (AY 2026-27) and see which saves you more.
Your income (FY 2025-26)
Deductions · applied to the old regime
Allowed in both regimes
Enter values to see your result.
How this is calculated (FY 2025-26 / AY 2026-27)
New regime slabs: nil up to ₹4L, then 5% (4–8L), 10% (8–12L), 15% (12–16L), 20% (16–20L), 25% (20–24L) and 30% above ₹24L. Salaried get a ₹75,000 standard deduction. Under Section 87A, tax is fully rebated if taxable income is up to ₹12 lakh (with marginal relief just above it). Only the standard deduction and employer NPS [80CCD(2)] are considered here.
Old regime slabs: nil up to the basic exemption (₹2.5L / ₹3L for 60–80 / ₹5L for 80+), then 5% up to ₹5L, 20% up to ₹10L and 30% above. Salaried get a ₹50,000 standard deduction; 87A rebate applies up to ₹5 lakh. Your 80C, 80D, NPS, home-loan interest and HRA deductions are applied here.
A 4% health & education cess is added to both, plus surcharge on higher incomes (10% above ₹50L, 15% above ₹1Cr, 25% above ₹2Cr; the old regime also has 37% above ₹5Cr). This is an estimate — surcharge marginal relief and some special-rate incomes (e.g. capital gains) are not modelled. Get your ITR filed by an expert →
Results are estimates for general guidance based on standard formulas and the inputs you provide. They are not professional or tax advice. For decisions that matter, talk to a Prime professional.